HIAWATHA STREET
ABOUT ME
As your health insurance agent, it is my goal to find you the best possible insurance that will fit your needs and budget. Health Insurance is not a one size fits all, so I will help you understand how your coverage works before you must use it. As part of your consultation, you will be informed on all levels of your coverage so there are no surprises.
Although I can access every option on the open market, I do specialize in the private market. Most private plans are based on your health and NOT your income, so if you are in good health these plans are for you. These plans allow me to help save money on your monthly premiums while providing better benefits just for being in good health!
I am licensed in 33 States to serve you!
Testimonials
" I am so thankful that our family has had Hiawatha to lead us through picking an insurance policy. He presented us with so many options and made sure we understood all of the policies we were considering. I would have been lost without his guidance. Professional, timely and personable, I have no hesitation recommending his services to anyone I know!
Amanda W.
FAQS
1
Do I only have the open enrollment time period to be able to set up private insurance?
This only applies to Public Marketplace/ACA/Obamacare plans. You can also get on these plans with a qualifying life event or during Open Enrollment. Public plans can also be canceled at any time. There would therefore be no problem switching if you discovered coverage elsewhere that was more suitable for you. Private plans are available year-round! There are no limitations of when you can get on and off of private healthcare.
2
Wherever I go, will private insurance protect me?
Yes, on and off the job, you will have nationwide coverage. Since all private plans are PPO networks, you are not, as with many policies, restricted to coverage in your county or zip code. Anywhere you go, you are protected!
3
What are health insurance prices based on?
Private plans are based on health, age, and zip code.
If health insurance is ever suspiciously cheap, it is usually not a fully comprehensive plan. These are usually short-term or cost-sharing plans with VERY limited coverage. These types of plans also have no coverage for pre-existing conditions.
